What is AnyCredit?

AnyCredit is a time-limited digital currency that can only be used within FarmAny. To purchase products on FarmAny, users must first charge the required amount of AnyCredit. Think of it as a time-limited gift voucher. However, the amount of AnyCredit to charge is flexible, allowing users to charge only what they need. The value of AnyCredit is equivalent to the local currency (e.g., Japanese yen in Japan). For example, charging ¥1,000 Any requires ¥1,000.

When purchasing products or services, buyers pay using AnyCredit at the time of placing order, and sellers receive AnyCredit upon transaction completed. If a refund is required after purchasing products or services for whatever reason, the refund is also processed in AnyCredit. There are no fees for payments or refunds. This system ensures that buyers receive their products and sellers receive payment as expected, allowing for safe and secure transactions.

AnyCredit eliminates the hassle of dealing with small change, enabling flexible product pricing and easy handling of fractional amounts during bulk sales. Sellers can apply discounts as they wish, and buyers can add tips freely.

Charging AnyCredit

To charge AnyCredit, users can choose between credit card payments and bank transfers. Credit card payments incur a specified transaction fee, while bank transfers do not. You can check details about charging AnyCredit and applicable fees on this page.

Expiration and Refund of AnyCredit

AnyCredit has an expiration date. It expires at the end of the previous month of the date that is 180 days after the charge or acquisition date. For example, AnyCredit charged on January 15 will expire on June 30. Be sure to use it before the expiration date. Expired AnyCredit is refunded in local currency (e.g., Japanese yen in Japan) to your bank account once a month, with a specified transfer fee deducted. If bank account information is not registered, the balance is automatically donated. To request a refund, make sure to register your bank account information here.

Similarly, AnyCredit obtained through sales also expires at the end of the previous month of the date that is 180 days after acquisition. While valid, it can be used on FarmAny to purchase products or services from other sellers or at affiliated local stores. Expired AnyCredit is refunded in the same way, with applicable fees.

For more detailed information and specified transfer fees, refer to the Terms of Use.

Withdrawing AnyCredit

Users can withdraw their remaining AnyCredit at any time within the validity period. Withdrawal incurs specified withdrawal and bank transfer fees. The amount, after deducting the fees, will be transferred to your registered bank account by FarmAny. For more information and details about fees, refer to the Terms of Use.

Summary

AnyCredit is a system designed to make transactions on FarmAny safer, more convenient, and easier. For any questions, feel free to contact us via Support.